Kaya Biz

NCR Released The Consumer Credit Market Report

The National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM). These reports are based on the data submitted to the NCR by registered credit providers and credit bureaus, respectively. The latest edition of the reports covers credit market information from April 2021…

12 Oct 2021 1PM 15 min

It’s My House: What Property Owners Need To Know About Their Title Deed Conditions When It Comes To Building Lines

Building Lines form part of the Town Planning Scheme for a property, and it is a set distance from any one of your boundaries within which no structure is allowed to be constructed (other than a 1,8m high boundary wall). However, there are certain instances where you need to construct…

12 Oct 2021 1PM 19 min

Let’s Talk Innovation: An App That Delivers Fuel

Fula Mobile App is an app that delivers fuel and other necessities in your fingertips. Fula mobile app was founded by CEO Lubabalo Nojiwa. Lubabalo is thrilled to be bringing this offering to the market, especially to South African consumers. “You could be stranded and out of petrol, the app…

12 Oct 2021 12PM 13 min

Future Growth Expands To Townships

Futuregrowth Asset Management’s Community Property Fund (Comprop) is expanding its portfolio with the acquisition of two shopping centres in KwaZulu-Natal (KZN), despite the July unrest that saw shopping centres in the province targeted by looters and vandals. The group, an arm of Old Mutual, confirmed on Monday that it has…

12 Oct 2021 12PM 7 min

International Monetary Fund (IMF) Revised South Africa's Growth Outlook From 4% To 5%

The International Monetary Fund (IMF) has upwardly revised South Africa's growth outlook from 4% to 5%. The multilateral institution today released its World Economic Outlook report for October 2021. Economic counsellor and director of research at the IMF, Gita Gopinath, noted that global recovery is continuing but its momentum has…

12 Oct 2021 12PM 7 min

Helping Employees Regain Their Core Mental Strength As They To Return To The Office

As South Africa celebrated World Mental Health Day on yesterday Andile explains that employees can best maintain a work-life balance by, firstly, being aware of the quality of their own mental well-being and, secondly, the impact of work-life interaction on this. “Increased awareness comes about by opening up about it…

11 Oct 2021 1PM 15 min

Careers Corner:

Questions about the role & your potential career path, so you know what the position offers YOU: • What would success look like for someone in this role? • How would someone in this role typically evolve, & move through the company? • What is the typical length of time…

11 Oct 2021 1PM 19 min

Wealth Creation: Questions To Ask Your Financial Adviser

Questions To Ask Your Financial Adviser With World Financial Planning Day approaching, it is the ideal reminder to meet with your financial adviser and review your financial position. To help you prepare, Jaco Prinsloo, certified financial planner at Alexander Forbes, outlines some questions to ask: Am I sufficiently covered? Just…

11 Oct 2021 12PM 7 min

Our Africa: Manufacturing Industry On The Downward Spiral Compared To Other African Countries

South Africa is one of 13 economies producing less now than a decade ago, along with Russia and Brazil: SA 3.3% less, Brazil 17.4% and Russia 5.6%. Among 59 countries with a decade-long manufacturing history the median increase over the past decade was 15.5%.

11 Oct 2021 12PM 9 min

Unclaimed Pension Funds

Unclaimed pension funds in South Africa are in the billions as millions of rightful owners fail to claim for various reasons. The total amount of unclaimed pension funds in the South African retirement industry is sitting at R44.9 billion since end of 2019, according to the Financial Sector Conduct Authority…

11 Oct 2021 12PM 7 min

Stokvel Club To Pay-Off Loans

Thandi Mkhabela's money used to slip through her fingers. Now the 34-year-old mother of four earns interest on monthly savings, has paid off her debts and is planning to extend her house in a township just outside Johannesburg, without ever dealing with a bank. Mkhabela's improved financial footing came after…

7 Oct 2021 1PM 7 min

Biz Lifestyle: Psychological Response To Financial Difficulties

October is Mental Health Awareness Month, and as more South Africans struggle in a fragile economy, many are experiencing the mental health issues associated with being over-indebted. As early as April last year, a survey by personal finance website JustMoney.co.za revealed that the coronavirus pandemic had “significantly or very significantly”…

7 Oct 2021 1PM 15 min

Inside Your Pocket: Understanding How Vehicle Finance Works

With October being transport month, we will be looking at all things vehicle, from financing, to hiring and selling/buying. Most people don’t have the cash to buy those shiny new wheels without financing. So, you’ve done your sums. Checked whether you can afford it and maybe you’ve even got a…

7 Oct 2021 1PM 19 min

The Pivot Point

He has held academic positions internationally in 2002 and 2003; at the Marymount Manhattan College and the City University of New York. Locally, Prof Ndletyana has conducted research, published in the newspaper articles in the Sunday Independent and daily Dispatch Newspapers, and presented various papers at conferences and Seminars.

7 Oct 2021 12PM 14 min

New E-Potal For Joburg Residents Municipal Services

The City of Johannesburg has launched its new e-Joburg portal to enable the city’s residents to access municipal customer services online. Ratepayers can register on the portal to start viewing and transacting on their municipal accounts.

7 Oct 2021 12PM 8 min

Loadshedding In The Coming Days

Generating unit breakdowns amounting to 14 925 MW could see Eskom implementing load shedding in parts of the country in the next few days, the state-owned power utility warned in a statement on Thursday. Eskom, which has not instituted power cuts in over two months asked the public to use…

7 Oct 2021 12PM 5 min

Should Businesses Be Concerned About Social Media Outage

Facebook and its family of apps, including Instagram and WhatsApp, were inaccessible for hours on Monday, taking out a vital communications platform used by billions and showcasing just how dependent the world has become on a company that is under intense scrutiny.

6 Oct 2021 1PM 9 min

Ekasinomics: 100% Exclusive And Black-Owned Coffee Company Story

LebzCafe is a 100% exclusive and black-owned coffee company that offers a wide range of coffee which includes freeze dried premium instant coffee, coffee beans, hot chocolate and still water. Our coffee is roasted in South Africa and Germany. We are a newly developed venture aiming at building South Africa’s…

6 Oct 2021 1PM 15 min

Legally Speaking: Understanding The Proposed Startup Act

Proposed StartUp Act – which has been in the media of late. A GROUP of well-meaning and hard-working South Africans is working around the clock to make life easier for South African startups by developing a startup act. They include SiMODiSA (Secretariat), i4Policy, Endeavor South Africa, Silicon Cape, Savca, Loudhailer…

6 Oct 2021 1PM 23 min

Inside Your Business: Building Owners To Have Their Buildings Rated For Energy Efficiency

Building owners have two years to comply with new building energy performance regulations, which require a formal assessment of their building energy consumption. On 8 December 2020, the Department of Mineral Resources and Energy (DMRE) gazetted ‘Regulations for the Mandatory Display and Submission of Energy Performance Certificates for Buildings’. As…

6 Oct 2021 12PM 12 min