Who wants to be a millionaire, erm, entrepreneur? Here's your User's Guide.

Are entrepreneurs born or made? How do you recognise a true entrepreneur? What is the best strategy for those wanting to start their own business? Who should they approach for money? What is a bank looking for before lending to them? Mercantile Bank CEO Karl Kumbier has invested his career pondering these questions - and then betting his bank's capital on the answers. Here are the unique insights from South Africa's only bank that focuses exclusively on doing business with entrepreneurs. Learn more about your ad choices. Visit megaphone.fm/adchoices