Kaya 959 Kaya Biz

A Conversation with Standard Bank’s Thabani Ndwandwe

Loading player...
In a financial landscape defined by volatility and rapid digital change, managing risk is no longer about protection, it’s about positioning for growth.

This week on Pivot Point, we sit down with Thabani Ndwandwe, Chief Risk Officer for Personal & Private Banking and Standard Bank South Africa, to unpack what it takes to navigate risk across 16 markets while driving innovation and inclusion in Africa’s largest banking group.

With over two decades at Standard Bank, Thabani has helped shape the institution’s approach to consumer and SME credit, digital transformation, and inclusive lending balancing purpose and prudence in an era of disruption.
16 Oct 2025 5PM English South Africa Business News · Investing

Other recent episodes

Tongaat Hulett official shut down

Tongaat Hulett is shutting down following the collapse of its Business Rescue Plan. Cosatu parliamentary co‑ordinator Matthew Parks explains what this means workers, their jobs and employee protections, and what this means for workers.
12 Feb 3PM 14 min

Chinese carmaker climbs to third place in South Africa’s market rankings

Chery Group has climbed to third place in South Africa’s vehicle market, selling 5,221 units in January and overtaking Volkswagen Group Africa, which sold 4,774. Renai Moothilal, CEO of the national association of automotive component and allied manufacturers unpacks this new shift in the car market ?
12 Feb 3PM 12 min

Responsible Mining Must Put Communities and Ecology at the Centre

With the Mining Indaba in full swing, one of the key conversations should be focused on why South Africa’s pursuit of sustainable development in mining still remains uneven. While economic growth and investment imperatives continue to dominate decision-making, environmental protection and community wellbeing are too often treated as secondary considerations…
11 Feb 3PM 10 min

Beyond Numbers: The Human Side of Financial Success in Entrepreneurship

A study by FinScope MSME has highlighted that South Africa is home to around 3 million micro, small, and medium-sized businesses, employing an estimated 13.4 million people, making small businesses a critical part of the country’s workforce and economic future. To work towards curbing the challenges of entrepreneurship, there is…
11 Feb 1PM 11 min

Valentine’s Risk: What Couples Don’t Know About Money

As Valentine’s Day approaches, many South African couples are celebrating love, but few are talking about money. This is where problems often start. Reeona Chetty, Head of Advice at Vouch, unpacks the financial, legal and insurance blind spots couples face in South Africa, especially those living together but not married.
11 Feb 1PM 10 min
All episodes