Everything Counts | Episode 52: Has saving lost its meaning?

Loading player...
We've all heard the advice. Save more. Spend less. Start earlier.
In this episode of Everything Counts, Motheo Khoaripe is joined by Investec's Nirvashni Rajkumar (KZN team leader for the Investec financial planning team) and Dorothy Asomaning (Investec Wealth & Investment Wealth Manager) to explore why saving is about much more than building a bigger bank balance. Together they unpack how lifestyle inflation quietly limits our choices, why earning more doesn't always lead to greater financial freedom, and how giving your money a clear purpose can change the way you think about your future.

In this episode, we discuss:
• Why traditional conversations about saving no longer resonate.
• How lifestyle inflation quietly reduces financial freedom.
• Why financial freedom is about choice, not income.
• How to give your savings a meaningful purpose.
• The realities of saving while supporting family.
• Why behaviour shapes financial outcomes more than good intentions.
• The simple question that can change the way you think about saving.
If you've grown tired of traditional savings advice, this conversation offers a different perspective on what saving is really for.
Watch now and subscribe for more conversations that prove when it comes to money, everything counts.

00:00 Introduction
01:20 Has saving lost its meaning?
04:21 Why saving has become uninspiring
07:10 Can you accidentally out-earn your freedom?
08:23 The discipline of saving
16:40 Lifestyle inflation and financial choice
15:10 Saving while supporting family
18:50 What future is your money building?
20:35 Why behaviour matters more than willpower
25:00 Giving your savings a purpose
26:37 Closing thoughts
28 Jul English South Africa Business · Investing

Other recent episodes

Macro Monday ep 133 | US growth is running hot

The US economy is running hot, with the latest indicators pointing to 5% GDP growth, ahead of market forecasts for third-quarter growth of 2.8%. This comes despite high oil prices and rising inflation and has implications for the US dollar and the prospects of the US being able to grow…
28 Sep 8 min

No Ordinary Wednesday | South Africa’s race to get connected

South Africa’s digital infrastructure is expanding rapidly, from data centres and fibre networks to satellites. But can the country provide the power, capital and regulatory certainty needed to turn digital investment into lasting growth? On No Ordinary Wednesday, Jeremy Maggs speaks to Investec CIB’s Louise Pillay, a telecoms and media…
23 Sep 19 min

Investec Minds Ep 4: Chris Griffith on leading mining through crisis

In conversation with Head of Investec Equity Research Nkateko Mathonsi, former Gold Fields CEO Chris Griffith reflects on the high-stakes decisions that shaped his mining career, from investing through downturns to balancing business survival with its human cost. In this episode: 00:00: Introduction 01:08: A $1bn ambition for Africa 02:28:…
21 Sep 32 min

Macro Monday ep 132: Central banks on a hiking path

The Fed hiked rates last week amid resilient economic growth and higher inflation, much of it due to higher fuel prices at the pump, while the Bank of Japan also increased borrowing costs, with more likely to come. South Africa’s Reserve Bank is likely to follow suit this week, as…
21 Sep 6 min

Macro Monday Ep131: Fed meets as oil prices rise

Gains by Houthi rebels in recent days have placed further upward pressure on oil prices, with benchmark rates up about 3% on Monday morning, while bond yields have risen since the start of the war. Against this backdrop, the Fed meets this week to decide on interest rates, and, according…
14 Sep 8 min