Money with Carla Money with Carla

Where My Money Actually Goes

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Ever wondered how I invest my own money? In this episode, I’m sharing the ETFs I hold, what I pay in fees and how I decide where my money goes first. I’ll also walk you through my cash flow waterfall and how I prioritise everything from paying off expensive debt to investing for the long term.
Chapters
  • 00:00 5 things I do (and don't do) with my money
  • 01:52 The cashflow waterfall
  • 02:31 Level 1: Expensive debt
  • 03:09 Level 2: Emergency fund
  • 04:22 Level 3: My TFSA
  • 06:24 Level 4: My brokerage account and ETFs
  • 07:07 Why UCITS and accumulating ETFs
  • 08:01 The overlap mistake
  • 08:40 The mortgage and my home
  • 09:27 The habit that matters most
25 Oct English South Africa Investing

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