Can You REALLY Afford It? How to Make Big Purchases Without Regrets

Loading player...
The Money System I Use:
https://youtu.be/qxiDtoAaouM?si=_OlhAthb5k8leTrn

In this episode, Carla talks about when you can REALLY afford something, when it's best to buy something cash or with a loan, and lifestyle creep.
Chapters
  • 00:00 Intro
  • 00:28 How do I know when I can actually afford something?
  • 01:38 The balance between overspending and over-investing
  • 02:55 How much to invest and how much to put towards an improved lifestyle
  • 03:40 Is the boat worth it?
  • 08:16 Buying a car outright vs. financing
  • 10:50 Should you finance big purchases for your business?
7 Sep 2025 English South Africa Investing

Other recent episodes

How I Invest For My Kids (TFSA and Education Funds)

Sign up for my FREE Investing Masterclass: https://learn.moneywithcarla.com/invest In this video, I walk through exactly how I invest for my two kids, from maxing out their TFSAs to keeping education funds in a completely separate account. I also cover why talking about money openly with your kids is one of…
19 Jun 8 min

Index Funds Explained (The Simplest Way To Build Wealth)

Sign up for my free Investing Masterclass: https://learn.moneywithcarla.com/invest In this episode, I'm breaking down exactly what index funds are, why they outperform most actively managed funds over the long term, and how ordinary people use them to build portfolios worth millions, in less than 30 minutes a year. The secret…
14 Jun 17 min

The Investment Product I Avoid And Why

Sign up to my free masterclass: https://learn.moneywithcarla.com/invest Watch my video on asset allocation: https://youtu.be/zJ6TmTZ0lAM There is one type of investment product I would never willingly put my money into. That product is an actively managed fund. Actively managed investment funds seem to be a good choice because they aim to…
5 Jun 17 min

Is Your Investment Property ACTUALLY Profitable? (How to Realistically Check)

Sign up for the FREE Masterclass: https://learn.moneywithcarla.com/invest I used to think property/real estate investing was the simplest way to get wealthy. You can get leverage from the bank, the asset is tangible, and property looks safe. But with property investments, people disregard the most important things that actually show whether…
22 May 15 min