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Should You Pay Off Your Mortgage Or Invest? (Detailed Analysis)

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If you have extra money available each month, should you rather use it to pay off your mortgage early, or invest it in the stock market?
Today I'm analysing multiple options to help you decide.

Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.
Chapters
  • 00:00 Intro
  • 00:37 How does mortgage finance work?
  • 02:15 Trade-offs in this decision
  • 04:32 Savings accounts are the worst place to keep your money.
  • 07:17 Risks associated with each option
  • 08:58 Paying off the mortgage vs. investing
  • 14:00 Best vs. worst 20 years in stocks
  • 17:15 Two key assumptions of the analysis
  • 18:51 Guidelines to help you decide
  • 21:13 My opinion and what I'm doing
13 Feb English South Africa Investing

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