Anzel Rabie | Stellenbosch & Afrikaans Money-Culture

Loading player...
Find Anzel on socials:

https://www.instagram.com/anzelrabie/?hl=en

What does a CA who almost became Miss SA have to teach us about generational wealth? More than you'd expect.

In this episode, I sit down with Anzel – chartered accountant turned TV personality and mom of two – to talk about the money lessons we weren't taught growing up, and the ones we're now trying to pass on to our own kids.

We cover a lot of ground: how an Afrikaner upbringing shaped her relationship with money, why tax-free savings accounts are the first thing she maxes out on 1 March every year (and the costly mistake she made with hers), and why parking money in the stock market is not the same thing as building wealth.

There's also a really honest conversation about mom guilt, career pivots, and what it actually means to give your children more than you started with.

Disclaimers:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
Chapters
  • 00:00 Intro
  • 01:09 Growing up with money: Afrikaner upbringing & family divorce
  • 05:00 Redefining "rich" and what wealth means for your kids
  • 08:19 Raising money-smart kids & the tools our parents never had
  • 10:23 Tax-free savings, investing, and why CAs aren't taught this stuff
  • 14:12 Is the stock market the safest way to build wealth?
  • 16:51 Using AI, content creation, and overcoming the fear of being seen
  • 19:23 Anzel's career path: becoming a CA
  • 21:08 Miss SA, Ironman, and finding her way into media
  • 24:23 The 3-week ultimatum that made her quit her CA job
  • 26:18 Never feeling "good enough" & why smart people default to CA
  • 29:21 Trusting your journey and finding purpose
  • 31:00 Balancing ambition with mom guilt
  • 32:36 Financial pressure, having help, and building a village
  • 35:12 Creating memories over material things
  • 36:12 The real purpose of building wealth
  • 37:18 Wrap-up
11 Sep English South Africa Investing

Other recent episodes

RAs Are NOT For Everyone

Does a retirement annuity’s tax saving automatically make it the best investment? Carla compares RAs with investing directly in global equity ETFs, exploring tax, investment restrictions, fees and how your time to retirement changes the picture. Using Laura and Nora’s investment scenarios, she explains the trade-offs, flags expensive life insurance…
4 Oct 16 min

Estate & Trusts (Tax Expert Is Back)

This week I sit down with Marisca, a tax expert, to unpack trusts and estate planning in South Africa. We chat about when a trust makes sense, common mistakes, and how to plan ahead to protect the wealth you leave to your family.
27 Sep 44 min

Big Name Funds Underperform. What are you paying for?

Get my book here: https://www.moneywithcarla.com/book Free Investment Masterclass: https://learn.moneywithcarla.com/masterclass2026 Most South Africans are losing hundreds of thousands of rands in household-name investment funds, without even realising it. In this video I compare real fund performance from two of my students against equivalent ETFs, and show you exactly how to benchmark…
20 Sep 6 min

To DIY or not? EasyEquities Expert Answers Your Questions.

What’s really happening inside your investment account and how do you know the platform holding it is trustworthy? In this episode, I sit down with the Higgo van Biljon from EasyEquities to unpack how the platform works, what investors actually own, and the questions that matter before you invest. We…
6 Sep 42 min

From Consumer to Creator (Building Digital Capital)

Find Daniel on socials: https://www.instagram.com/_danielvivier_/ What happens when you stop consuming and start creating? In this conversation, Daniel shares how he overcame the fear of being judged online and began building a public presence while developing an AI-focused business. We talk about the uncomfortable early stage of creating content, why…
28 Aug 34 min