Money with Carla Money with Carla

Big Name Funds Underperform. What are you paying for?

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Most South Africans are losing hundreds of thousands of rands in household-name investment funds, without even realising it. In this video I compare real fund performance from two of my students against equivalent ETFs, and show you exactly how to benchmark any active fund yourself (it takes about five minutes).

What you'll learn:
1. Why big brand = good investment is one of the most expensive assumptions you can make
2. How to find a fund's minimum disclosure document and read the numbers that matter
3. A simple method to compare any active fund against its benchmark index
What 95% of SA equity funds and 100% of global equity funds have in common (spoiler: it's not good)
4. The real rand difference between 1% and 6% annual underperformance over 20 years
Chapters
  • 00:00 The expensive assumption most investors make
  • 00:47 The two real examples we're looking at
  • 01:25 How to find a fund's minimum disclosure document
  • 01:47 Comparing a South African equity fund to the Satrix Top 40
  • 02:28 Fees on top of underperformance – the double hit
  • 02:56 SPIVA scorecard: how active funds really perform over 10 years
  • 03:22 The global equity fund comparison
  • 04:21 What the rand difference actually looks like over 20 years
  • 05:15 What to do if you're already in the wrong fund 5:54 Adrian's story: how he fixed it
20 Sep English South Africa Investing

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